<?xml version="1.0" encoding="UTF-8"?><!-- generator="wordpress/2.0.2" -->
<rss version="0.92">
<channel>
	<title>Mortgage Lending Solutions</title>
	<link>http://xperior.com/mortgage</link>
	<description>Answers to Your Home Loan Mortgage &#038; How to Get the best low interest rates.</description>
	<lastBuildDate>Sat, 29 Apr 2006 01:17:41 +0000</lastBuildDate>
	<docs>http://backend.userland.com/rss092</docs>
	<language>en</language>
	
	<item>
		<title>Mortgage Loan – Should You Pay Points?</title>
		<description>by Louie Latour
If you are in the process of shopping for a mortgage you may wonder about paying points. Many people will tell you to avoid paying points at all costs. Are there any advantages to paying points? Here is all you need to know about paying points on your ...</description>
		<link>http://xperior.com/mortgage/?p=98</link>
			</item>
	<item>
		<title>Mortgage Refinancing – Do Your Homework First</title>
		<description>by Louie Latour
If you would like to save money on your mortgage you need to shop for the best deal. In order to avoid common mistakes homeowners make when shopping for a mortgage, you need to do your homework before you shop. Here are the basics you need to know ...</description>
		<link>http://xperior.com/mortgage/?p=97</link>
			</item>
	<item>
		<title>Basic Mortgage Terms</title>
		<description>by Joseph Kenny
If it is your first time applying for a mortgage, there are a number of terms you should know. Educating yourself on the various mortgage terms you will run into will help you make better decisions when deciding which home you want to purchase. When you sign a ...</description>
		<link>http://xperior.com/mortgage/?p=96</link>
			</item>
	<item>
		<title>30 Year vs. 15 Year Mortgages</title>
		<description>by Sergio Haros
Discussions of mortgages often focus on interest rates, but there is a much more basic decision to make. Should you go with a 30 year mortgage term or a 15 year mortgage term?

30 Year vs. 15 Year Mortgages

Any discussion of mortgages tends to turn on two points. How ...</description>
		<link>http://xperior.com/mortgage/?p=95</link>
			</item>
	<item>
		<title>Reasons to Refinance Your Home</title>
		<description>by Sergio Haros
Many people will take whatever mortgage they can get when trying to purchase a home. Sooner or later, you will start wondering if you can get a better deal. Welcome to the world of refinance.

Reasons to Refinance Your Home

Traditional mortgages are like any other loan in one important ...</description>
		<link>http://xperior.com/mortgage/?p=94</link>
			</item>
	<item>
		<title>Using Points To Cut Your Interest Rate</title>
		<description>by Sergio Haros
The general mantra in the real estate world is you want to avoid paying points when obtaining a mortgage. As with most assumptions, this is not always true.

Using Points To Cut Your Interest Rate

When discussing mortgages, it is important to understand what points are. Points are essentially an ...</description>
		<link>http://xperior.com/mortgage/?p=93</link>
			</item>
	<item>
		<title>Understanding Prepayment Penalties on Home Loans</title>
		<description>by Sergio Haros
Mortgage lenders prefer certainty to chaos. Some lenders take this concept to its logical conclusion in mortgages by inserting prepayment penalty clauses.

Understanding Prepayment Penalties on Home Loans

When a mortgage lender evaluates a loan application, it performs a number of analyses to determine risk and profit scenarios. For many ...</description>
		<link>http://xperior.com/mortgage/?p=92</link>
			</item>
	<item>
		<title>Reverse Mortgages and Government Benefits</title>
		<description>by Sergio Haros
Reverse mortgages are increasing in popularity as a way to turn home equity into a liquid asset. Before you jump on a reverse mortgage, you need to understand the impact it can have on government benefits.

Reverse Mortgages and Government Benefits

The beauty of home ownership is found in the ...</description>
		<link>http://xperior.com/mortgage/?p=91</link>
			</item>
	<item>
		<title>Mortgage Loan – Your Mortgage Lender and Their Dirty Little Secrets</title>
		<description>by Louie Latour
If you are in the market for a mortgage or a home equity loan, you need to do your homework before signing on the dotted line. There are a number of common mortgage mistakes that can cost you thousands. Many mortgage lenders rely on you making mistakes so ...</description>
		<link>http://xperior.com/mortgage/?p=90</link>
			</item>
	<item>
		<title>Balloon Mortgages Explained</title>
		<description>by Joseph Kenny
A balloon mortgage is a loan that is provided for a short period of time for a set amount of money. Balloon mortgages will often involve periodic payments that are made at a fixed interest rate. During this period, the loan may not be amortized. The balance of ...</description>
		<link>http://xperior.com/mortgage/?p=89</link>
			</item>
</channel>
</rss>
